| Cameron Van Hoy | Stevie |
| Mischa Barton | Rocky |
| Burt Reynolds | Daniel Bender |
| Adam Farrar | Wheelchair Man |
| David Alan Graf | Bank Manager |
| Kurt Loder | Himself |
| James Gordon | |
| Darling Narita | Joy |
| Ed Metzger | Mr. Edwards |
| Suzie Gordon | Rio |
When troubled teen boy Stevie and his girlfriend, Rocky, attempt to rob a bank without any forethought, the situation rapidly deteriorates. Soon the young couple is holding bank customers and employees hostage, while law enforcement gathers outside. Daniel Bender, a veteran negotiator for the FBI, is charged with assessing the crime scene and ending the standoff as quickly as possible, but Stevie's short fuse considerably complicates matters.
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